According to Radboud Vlaar, Managing Partner at Finch Capital, the embedded finance industry will become one of the most value creative sectors in fintech, reaching a value of $7 trillion globally over the next ten years. The financial services industry is experiencing a rapid transformation as technology continues to play a larger role in how […]
The inescapable technology enables faster and more convenient access to financial services. Embedded finance is a new approach to financial services that seeks to integrate financial functionality into everyday products and services, rather than having consumers seek out financial services on a standalone basis. This approach is also called “finance-as-a-service” or “banking-as-a-service“ as it is […]
To better understand the rise of Banking as a Service (BaaS) and its evolution towards more advanced implementations that can seamlessly integrate financial services into various business activities, it is helpful to consider the typical pattern of business growth. As a company grows and establishes a stable customer base, it may look for ways to […]
The growth of Embedded Finance reflects the predictions of FinTech investor Eileen Burbidge, who anticipates that innovation and digital strategy will become integral to an organization’s core business strategy and that FinTechs will shift from B2C to B2B models. Key to the success of Embedded Finance will be the use of technology, such as APIs […]
The use of cloud computing and artificial intelligence (AI) has enabled fintechs to offer innovative and disruptive business models that have the potential to shake up the traditional financial industry. This, combined with the growing adoption of BaaS solutions, has led to the growth of the embedded finance industry, which is expected – according to […]
Embedded finance, a concept that involves integrating financial services into everyday products and services, is gaining traction in the financial industry. This trend is driven by consumers’ increasing demand for seamless and convenient access to financial services, as well as the growing number of fintechs and technology companies offering financial products and services. As embedded […]
According to Deloitte, Banking as a Service (BaaS) is reconfiguring the banking value chain, opening the door to disintermediation and enabling new sources of growth. The latest Deloitte report, “Banking as a Service, Explained,” can help you understand what BaaS is, why it’s important, and how to play. Traditionally, banks have relied on a one-size-fits-all […]
According to Bain & Company, the rise of embedded finance marks a new era, not only for banking transactions but also for how consumers and businesses build and manage relationships with financial services more broadly. Some businesses starting up today may not interact with traditional financial institutions such as banks. Rather, they can log in […]