Open Banking
Leverage financial services with a plug-and-play solution. Your fastest route to stress-free universal integration with the best Open Banking providers.
All you need for Payment Initiation Service (PIS)
and Account Information Service (AIS)
How it works
Benefit from the most recent PSD2 innovations!
Universal Integration
A multiple sockets solution to plug the best open banking features and providers.
Connect to 15.000 banks through our partner provider.
Account check and aggregation
Instantly verify account ownership and financial data from thousands of banks across Europe.
Payment initiation
Allow account-to-account or request-to-pay bank payments embedded into your user experience. The easiness, irrevocability and cost-effectiveness of a bank transfer meet the advantages of Sepa Direct Debits.
Frequently asked questions
What are PIS and AIS?
They are the two open banking services introduced by PSD2. AIS (Account Information Service) reads balances and transactions from a user’s bank account with their consent; PIS (Payment Initiation Service) starts a bank transfer from that account inside your app.
What can I do with open banking?
Verify that a customer owns an IBAN, aggregate accounts from different banks, and collect payments by bank transfer or request-to-pay without cards. Through our partner provider you can reach about 15,000 banks in Europe.
Do I need a PSD2 licence to use open banking?
No, if you go through a licensed open banking provider: the provider holds the authorisation and we integrate it into your product.
Why use a bank payment instead of a card?
A bank transfer has lower fees than a card and cannot be charged back, which makes it suited to high amounts, rent, bills and B2B payments.
Let’s embed finance together!
Let us know your ideas and needs and we will be in touch shortly