Fintech, or financial technology, is disrupting the financial industry in many ways, and one of the most significant developments is the rise of mobile money. Mobile money services allow users to store and transfer money using their mobile phones, without the need for a bank account. This has made financial services more accessible to people […]
The tokenization of investments and properties is one of the many blockchain applications that are proving to be currently active and profitable. This includes managing exchange services and creating cryptocurrency-related assets and derivatives. Generating tokens enables the creation of a scarce, highly liquid, and programmable asset, linked to various sources of value. Initial Token Offerings […]
Bloomberg has unveiled a new generative artificial intelligence model that leverages machine learning to perform tasks in the financial industry. The platform, called BloombergGPT, has been trained on a large set of financial data based on Bloomberg’s proprietary data sources. The goal of BloombergGPT is to assist users in researching and understanding data by providing […]
Italy, after a two-year wait, has also implemented the European crowdfunding regulation to provide greater protection for investors and greater transparency for crowdfunding platforms. Crowdfunding regulation is an important issue in promoting the financing of start-ups and SMEs, and this new legislative decree should help promote a safer and more reliable investment environment for Italian […]
The COVID-19 pandemic has accelerated the adoption of fintech solutions due to the increased demand for digital financial services and remote transactions. The pandemic forced people to rely on digital solutions for everything, including financial services. As a result, fintech companies have seen a significant increase in demand and many traditional financial institutions have also […]
The financial sector is undergoing a significant transformation due to the rising adoption of FinTech. FinTech, which is the combination of finance and technology, has brought about modern reforms in customer priorities, making monetary transactions quick and secure. Popular FinTech apps have gained immense popularity in recent years, with industrial experts claiming that “FinTech is […]
According to Radboud Vlaar, Managing Partner at Finch Capital, the embedded finance industry will become one of the most value creative sectors in fintech, reaching a value of $7 trillion globally over the next ten years. The financial services industry is experiencing a rapid transformation as technology continues to play a larger role in how […]
To better understand the rise of Banking as a Service (BaaS) and its evolution towards more advanced implementations that can seamlessly integrate financial services into various business activities, it is helpful to consider the typical pattern of business growth. As a company grows and establishes a stable customer base, it may look for ways to […]
The growth of Embedded Finance reflects the predictions of FinTech investor Eileen Burbidge, who anticipates that innovation and digital strategy will become integral to an organization’s core business strategy and that FinTechs will shift from B2C to B2B models. Key to the success of Embedded Finance will be the use of technology, such as APIs […]
The use of cloud computing and artificial intelligence (AI) has enabled fintechs to offer innovative and disruptive business models that have the potential to shake up the traditional financial industry. This, combined with the growing adoption of BaaS solutions, has led to the growth of the embedded finance industry, which is expected – according to […]