E-wallets & Virtual IBANs
Our APIs and microservices embed top reliable providers, choosing the best for your use case.
Best for close-loop payments, cashback, fidelity programs, couponing, enhanced gift cards, credit top-ups, pay-by-links.
Our offer
Enjoy the benefits of e-wallets to transfer funds among users and/or
merchants in close-loop to 31 European countries.
KYC as easy as a pie
Users owning wallets and accounts need Strong Customer Authentication, Identity Verification, fraud detection in compliance with anti money laundry regulations.
Enjoy our experience and turn-key solutions.
Parametric payment flow
We provide ready-to-use multivariable parameterization of any transaction, including multi-beneficiaries flows, payment and fee split, escrow rules and more.
<span data-metadata=""><span data-buffer="">No financial intricacy
Forget about financial and compliance management on your own thanks to the e-money license of our partners.
Frequently asked questions
What is a closed-loop e-wallet?
A wallet that moves money between users and merchants inside your ecosystem, for cashback, loyalty programmes, top-ups, vouchers or pay-by-link. Funds sit with the electronic money institution we integrate.
What is a virtual IBAN used for?
A virtual IBAN gives each customer, order or project its own bank coordinates, so incoming transfers are matched automatically without manual reconciliation.
Do I need an e-money licence?
No. The electronic money institution we work with holds the licence and the funds; we build the wallet experience and the payment flows.
Can I split a payment between several beneficiaries?
Yes. Payment flows are configurable with multiple beneficiaries, fee splits and escrow rules.
Let’s embed finance together!
Let us know your ideas and needs and we will be in touch shortly