Fintech Glossary from A to Z

Risk associated with fluctuations in financial markets.

Bank account used by a company to accept credit or debit card payments.

Financial service that provides low-cost loans and other financial services to small businesses and low-income individuals.

Micropayments are financial transactions that typically involve a very small amount of money. They usually occur online and, depending on the provider, are defined as transactions below €10. Micropayments are becoming increasingly common, with most businesses and websites now accepting them.

A downloadable application on mobile devices such as smartphones and tablets. AI - Acronym for Artificial Intelligence, which is artificial intelligence used to automate complex processes and activities.

Online banking service that allows customers to perform banking transactions through mobile devices.

Short-term financial market in which highly liquid and low-risk financial assets are traded.

Mutual fund that collects money from many investors to invest it in a diversified portfolio of securities.

MVP (Minimum Viable Product) è la fase iniziale dello sviluppo di un prodotto, in cui viene rilasciato con le funzioni essenziali per soddisfare i primi utenti e permettere loro di fornire feedback e test per la successiva fase di sviluppo del prodotto o servizio. È un tentativo di ridurre il tempo impiegato nello sviluppo di tecnologie prima del rilascio, operando invece in modo snello e dinamico.