Girocredito
The first tax credit management platform in Italy.
The marketplace where individuals and companies buy and sell tax credits, with payments protected by an escrow account until the transfer is certified.
About this project
Who is Girocredito?
Girocredito was the first tax credit management platform in Italy: a marketplace where individuals and companies buy and sell tax credits, with the buyer’s payment protected until the transfer of the credit is certified.
What did Girocredito need?
In tax credit trading, buyer and seller don’t know each other and neither wants to take the first risk: whoever pays may not receive the credit, whoever transfers it may not get paid. Girocredito needed a mechanism that protected both sides until the transfer of the credit was certified.
What did GrowishPay deliver?
We were the first to bring escrow accounts to the trading of tax credits. The buyer deposits the price into their own escrow account, and the funds stay locked until the transfer of the tax credit is certified: only then are they released to the seller’s account. A kind of Vinted for tax credits.
In our technical solution, we used:
Lemonway is the pan-European payment institution dedicated to marketplaces & alternative finance platforms looking for payment processing & wallet management.
Salesforce provides customer relationship management (CRM) software and applications focused on sales, customer service, marketing automation, analytics, and application development.
Let’s embed finance together!
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